OptimumBank Holdings Inc. OPHC Archives

MondayJan 26, 2026 11:15 am

OptimumBank Holdings Inc. (NYSE American: OPHC) Launches Q1 2026 Owner-Occupied CRE Financing Promotion

Promotional pricing set at SOFR plus 2.67% with a one-quarter point origination fee, offering financing up to 80% loan-to-value for qualified borrowers. Program highlights OptimumBank’s disciplined, relationship-driven lending model and business-owner-focused approach. The bank continues to position itself as a community-focused institution built around personalized service and local decision-making. OptimumBank Holdings (NYSE American: OPHC), a community and business bank based in Florida, has announced a limited-time owner-occupied commercial real estate (“CRE”) financing promotion for the first quarter of 2026, offering competitive pricing aimed at small and mid-sized businesses seeking to purchase or refinance owner-occupied properties. The promotion, announced January 9,…

TuesdayJan 20, 2026 11:15 am

OptimumBank Holdings Inc. (NYSE American: OPHC) Reshapes Capital Structure as Institutional and Insider Alignment Deepens

OptimumBank Holdings, Inc. completed a multi-step modernization of its capital structure at year-end 2025. AllianceBernstein increased its long-term economic exposure while maintaining governance balance through preferred equity. The company simplified its Series B Preferred Stock to improve transparency and comparability for investors. Capital changes were designed to reduce structural complexity, versus deliver economic benefits to management. Fully diluted tangible book value stood at approximately $4.97 per share as of the third quarter of 2025. Management views the streamlined capital framework as supportive of continued asset growth beyond $1.1 billion. OptimumBank Holdings (NYSE American: OPHC), a community and business bank serving…

ThursdayJan 15, 2026 1:00 pm

QualityStocksNewsBreaks – OptimumBank Holdings Inc.’s (NYSE American: OPHC) Disciplined Approach Drives Continued Growth

OptimumBank Holdings (NYSE American: OPHC), a community and business bank serving Florida, was featured in an article that discussed its recent financial success. The publication reads, “In the third quarter of 2025, OptimumBank reported net earnings of $4.32 million, or $0.37 per basic share, compared with $3.60 million in the prior quarter and $3.30 million in the year-earlier period. For the first nine months of the year, net earnings reached $11.8 million, up from $9.17 million during the same period in 2024… Net interest income was a primary driver. It rose to $11.05 million in the quarter, an increase of…

MondayJan 05, 2026 9:30 am

QualityStocksNewsBreaks – OptimumBank Holdings, Inc. (NYSE American: OPHC) Completes Capital Structure Modernization

OptimumBank Holdings (NYSE American: OPHC), a community bank holding company, provided a year-end update on the successful completion of a comprehensive modernization of its capital structure, a strategic initiative undertaken with its largest institutional and insider stakeholders to establish a more transparent and streamlined equity framework as the company prepares for its next phase of asset growth. The update highlighted increased long-term economic alignment by AllianceBernstein through preferred equity conversions structured to comply with regulatory ownership limits, along with amendments to simplify the Company’s Series B Preferred Stock, improve disclosure clarity, and enhance comparability in diluted share and earnings-per-share reporting,…

FridayDec 19, 2025 1:13 pm

QualityStocksNewsBreaks – OptimumBank Holdings Inc.’s (NYSE American: OPHC) Community Banking Strategy Fuels Strong Performance

OptimumBank Holdings (NYSE American: OPHC), a holding company that owns 100% of community bank OptimumBank, headquartered in Fort Lauderdale, Florida, was featured in a recent article that discussed its solid performance for Q3 2025, including net earnings of $4.32 million, an increase from both the prior quarter and the same period last year. “The results mark an increase from both the second quarter’s $3.60 million and the $3.30 million earned in the same period last year. For the first nine months of 2025, net income reached $11.8 million, driven by a $5.26 million improvement in net interest income and higher…

ThursdayDec 18, 2025 9:00 am

Insider Confidence and Record Results Highlight OptimumBank Holdings Inc. (NYSE American: OPHC) Momentum in South Florida

Director Michael Blisko’s open-market share purchase signals ongoing insider confidence in OptimumBank’s outlook. The Bank posted its strongest quarter on record in Q3 2025, with net earnings of $4.32 million and ROE of about 22.6%. Net interest margin expanded to 4.37%, supported by higher-yielding loans and disciplined funding costs. Assets topped $1.08 billion and deposits approached $960 million, extending multi-year growth trends. Management continues to emphasize relationship banking and selective expansion across South Florida. OptimumBank Holdings (NYSE American: OPHC), a community and business bank serving Florida, entered the final quarter of 2025 with a visible signal of internal confidence and…

TuesdayDec 09, 2025 10:30 am

QualityStocksNewsBreaks – OptimumBank Holdings, Inc. (NYSE American: OPHC) Director Increases Stake with Open-Market Share Purchase

OptimumBank Holdings (NYSE American: OPHC), a community and business bank serving Florida, reported that Director Michael Blisko purchased 7,600 shares of Company stock in an open-market transaction at an average price of $4.09 per share, according to a Form 4 filing. The approximately $31,084 purchase increases his direct ownership and signals continued insider confidence following what management called the strongest quarter in Company history, highlighted by $4.32 million in net earnings driven by higher net interest income and solid strategic execution. To view the full press release, visit https://ibn.fm/4QIvw About OptimumBank OptimumBank was founded in 2000 in Ft. Lauderdale, Florida. Our…

TuesdayDec 02, 2025 9:45 am

OptimumBank Holdings Inc. (NYSE American: OPHC) Posts Higher Earnings, Loan Growth, and Expanding Deposits in Q3 2025

OptimumBank reported Q3 2025 net earnings of $4.32 million, an increase from both the prior quarter and the same period last year. Total deposits grew 9.17% from Q2 and nearly 19% year-over-year, reaching $959.49 million. Loans expanded during the quarter, driven by growth in commercial real estate and consumer lending. Net interest margin rose to 4.37%, supported by higher asset yields and improved funding costs. Leadership emphasized continued growth, strong capital levels, and a community-banking model centered on relationship banking. OptimumBank Holdings (NYSE American: OPHC), a bank holding company that owns 100% of community bank OptimumBank, headquartered in Fort Lauderdale,…

ThursdayNov 13, 2025 9:40 am

QualityStocksNewsBreaks – OptimumBank Holdings, Inc. (NYSE American: OPHC) Reports Higher Q3 Earnings and Strong Deposit and Loan Growth

OptimumBank Holdings (NYSE American: OPHC) reported Q3 2025 net earnings of $4.32 million, up from both the prior quarter and the year-ago period, with nine-month earnings rising to $11.80 million on stronger net interest income and higher noninterest income; deposits grew $80.62 million sequentially to $959.49 million, loans rose $29.16 million to $813.72 million, total assets reached $1.08 billion, and stockholders’ equity increased to $116.89 million as the Bank delivered a 1.68 percent ROAA and a 4.37 percent net interest margin while marking its 25th anniversary with continued balance-sheet expansion and core earnings momentum. To view the full press release,…

ThursdayNov 06, 2025 10:15 am

QualityStocksNewsBreaks – OptimumBank Holdings, Inc. (NYSE American: OPHC) to Report Q3 2025 Results on Nov. 13 and Host Conference Call

OptimumBank Holdings (NYSE American: OPHC) will release its financial results for the third quarter ended Sept. 30, 2025, before the market opens on Thursday, Nov. 13, 2025, and will host a conference call and live webcast at 10 a.m. ET to review the results and provide a business update. To view the full press release, visit https://ibn.fm/V0ZG3 About OptimumBank OptimumBank was founded in 2000 in Ft. Lauderdale, Florida. Our customers found a bank that is strongly service oriented with reasonable fees, unseen at larger financial institutions. OptimumBank is committed to supporting economic development through responsible banking and community partnerships. OptimumBank's business…

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