OptimumBank Holdings Inc. OPHC Archives

FridayOct 24, 2025 10:00 am

QualityStocksNewsBreaks – OptimumBank Holdings, Inc. (NYSE American: OPHC) to Ring NYSE Opening Bell in Celebration of 25th Anniversary

OptimumBank Holdings (NYSE American: OPHC), the parent company of OptimumBank, announced that its leadership team will ring the Opening Bell at the New York Stock Exchange on Monday, Oct. 27, 2025, to commemorate the Bank’s 25th anniversary. Chairman Moishe Gubin will be joined on the NYSE Trading Floor by executives, board members, and team leaders to celebrate 25 years of growth, resilience, and community-focused service across Florida and beyond. Gubin called the milestone a defining moment, reflecting on the Bank’s evolution from a small community lender in Broward County to a billion-dollar institution. The ceremony will begin at 9:30 a.m.…

TuesdayOct 14, 2025 2:02 pm

QualityStocksNewsBreaks – Why OptimumBank Holdings Inc. (NYSE American: OPHC) Is ‘One to Watch’

OptimumBank Holdings (NYSE American: OPHC) is a single bank holding company that owns 100% of OptimumBank, a community bank headquartered in Fort Lauderdale, Florida. “OptimumBank offers relationship-driven banking available in person, by phone, and online, serving both local and international clients by offering an alternative to the high fees and impersonal service of larger institutions,” reads a recent article. “Driven by disciplined execution and a commitment to local relationships, OptimumBank has experienced substantial organic growth, positioning itself as one of the fastest-growing community banks in the region. The company has surpassed $1 billion in total assets and remains focused on scaling…

WednesdayOct 08, 2025 12:00 pm

OptimumBank Holdings Inc. (NYSE American: OPHC) Posts $3.6M Q2 Earnings, Surpasses $1bn in Assets, Will Showcase Achievements at National Conferences

OptimumBank’s Q2 2025 earnings reached $3.6 million, with deposits growing at a double-digit annualized pace. The Bank now proudly exceeds $1 billion in total assets. Chairman Moishe Gubin to present third-quarter highlights at the LD Micro Main Event XIX in San Diego, October 19-21. OptimumBank will sponsor and attend the Jewish National Fund Global Conference in Hollywood, Florida, October 23-26. The Bank recently sponsored the 2025 Brokers Expo in New York, underscoring outreach to small businesses. OptimumBank Holdings (NYSE American: OPHC), a bank holding company that owns 100% of community bank OptimumBank, headquartered in Fort Lauderdale, Florida, is stepping onto…

WednesdaySep 10, 2025 10:30 am

OptimumBank Holdings Inc. (NYSE American: OPHC) Is ‘One to Watch’

OptimumBank has delivered record earnings and profitability, with 2024 net income of $13.1 million and Core ROAE above 23 percent, all achieved without credit losses for the past seven years. The company expects to surpass $1.2 billion in assets by the end of 2025 and projects continued growth to $1.5 to $1.6 billion by year-end 2026, supported by a clean balance sheet and no exposure to long-dated, low-yield bonds. OptimumBank achieved SBA Preferred Lender status in just over two years and grew its SBA lending program from zero, demonstrating rapid execution and small business demand. Strategic investments in a new…

TuesdaySep 09, 2025 12:00 pm

OptimumBank Holdings Inc. (NYSE American: OPHC) Reports Higher Q2 Earnings as Deposits and Margins Expand

OptimumBank Holdings, Inc. posted Q2 2025 net earnings of $3.6 million, or $0.31 per basic share. Net interest margin rose to 4.32%, reflecting improved deposit pricing and asset yields. Total deposits increased by $25.93 million in the quarter, reaching $878.87 million. Noninterest income rose to $1.83 million, supported by loan sales and prepayment fees. Capital levels remain strong, with Tier 1 Capital to Total Assets at 11.89%. OptimumBank Holdings (NYSE American: OPHC), a single bank holding company that owns 100% of community bank OptimumBank, headquartered in Fort Lauderdale, Florida, reported higher earnings and positive financial results for the second quarter…

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QualityStocksNewsBreaks – OptimumBank Holdings, Inc. (NYSE American: OPHC) to Ring NYSE Opening Bell in Celebration of 25th Anniversary

QualityStocksNewsBreaks – Why OptimumBank Holdings Inc. (NYSE American: OPHC) Is ‘One to Watch’

OptimumBank Holdings Inc. (NYSE American: OPHC) Posts $3.6M Q2 Earnings, Surpasses $1bn in Assets, Will Showcase Achievements at National Conferences

OptimumBank Holdings Inc. (NYSE American: OPHC) Is ‘One to Watch’

OptimumBank Holdings Inc. (NYSE American: OPHC) Reports Higher Q2 Earnings as Deposits and Margins Expand

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