OptimumBank Holdings Inc. OPHC Archives

TuesdayDec 09, 2025 10:30 am

QualityStocksNewsBreaks – OptimumBank Holdings, Inc. (NYSE American: OPHC) Director Increases Stake with Open-Market Share Purchase

OptimumBank Holdings (NYSE American: OPHC), a community and business bank serving Florida, reported that Director Michael Blisko purchased 7,600 shares of Company stock in an open-market transaction at an average price of $4.09 per share, according to a Form 4 filing. The approximately $31,084 purchase increases his direct ownership and signals continued insider confidence following what management called the strongest quarter in Company history, highlighted by $4.32 million in net earnings driven by higher net interest income and solid strategic execution. To view the full press release, visit https://ibn.fm/4QIvw About OptimumBank OptimumBank was founded in 2000 in Ft. Lauderdale, Florida. Our…

TuesdayDec 02, 2025 9:45 am

OptimumBank Holdings Inc. (NYSE American: OPHC) Posts Higher Earnings, Loan Growth, and Expanding Deposits in Q3 2025

OptimumBank reported Q3 2025 net earnings of $4.32 million, an increase from both the prior quarter and the same period last year. Total deposits grew 9.17% from Q2 and nearly 19% year-over-year, reaching $959.49 million. Loans expanded during the quarter, driven by growth in commercial real estate and consumer lending. Net interest margin rose to 4.37%, supported by higher asset yields and improved funding costs. Leadership emphasized continued growth, strong capital levels, and a community-banking model centered on relationship banking. OptimumBank Holdings (NYSE American: OPHC), a bank holding company that owns 100% of community bank OptimumBank, headquartered in Fort Lauderdale,…

ThursdayNov 13, 2025 9:40 am

QualityStocksNewsBreaks – OptimumBank Holdings, Inc. (NYSE American: OPHC) Reports Higher Q3 Earnings and Strong Deposit and Loan Growth

OptimumBank Holdings (NYSE American: OPHC) reported Q3 2025 net earnings of $4.32 million, up from both the prior quarter and the year-ago period, with nine-month earnings rising to $11.80 million on stronger net interest income and higher noninterest income; deposits grew $80.62 million sequentially to $959.49 million, loans rose $29.16 million to $813.72 million, total assets reached $1.08 billion, and stockholders’ equity increased to $116.89 million as the Bank delivered a 1.68 percent ROAA and a 4.37 percent net interest margin while marking its 25th anniversary with continued balance-sheet expansion and core earnings momentum. To view the full press release,…

ThursdayNov 06, 2025 10:15 am

QualityStocksNewsBreaks – OptimumBank Holdings, Inc. (NYSE American: OPHC) to Report Q3 2025 Results on Nov. 13 and Host Conference Call

OptimumBank Holdings (NYSE American: OPHC) will release its financial results for the third quarter ended Sept. 30, 2025, before the market opens on Thursday, Nov. 13, 2025, and will host a conference call and live webcast at 10 a.m. ET to review the results and provide a business update. To view the full press release, visit https://ibn.fm/V0ZG3 About OptimumBank OptimumBank was founded in 2000 in Ft. Lauderdale, Florida. Our customers found a bank that is strongly service oriented with reasonable fees, unseen at larger financial institutions. OptimumBank is committed to supporting economic development through responsible banking and community partnerships. OptimumBank's business…

WednesdayOct 29, 2025 1:43 pm

QualityStocksNewsBreaks – Tech-Forward, Relationship-Driven: OptimumBank Holdings Inc. (NYSE American: OPHC) Shines on National Stage

OptimumBank Holdings (NYSE American: OPHC) showcased its strong financial performance and strategic vision at two major October conferences. The Fort Lauderdale-based company reported robust second-quarter earnings of $3.6 million and surpassed $1 billion in total assets, reflecting double-digit deposit growth and rising net interest income. Chairman Moishe Gubin represented the Bank at the LD Micro Main Event in San Diego and, later, OptimumBank attended the Jewish National Fund’s Global Conference in Hollywood, Florida. These appearances followed a recent sponsorship of the 2025 Brokers Expo in New York and underscore OPHC’s focus on relationship-driven banking, tech modernization, and investor engagement. A recent feature on…

FridayOct 24, 2025 10:00 am

QualityStocksNewsBreaks – OptimumBank Holdings, Inc. (NYSE American: OPHC) to Ring NYSE Opening Bell in Celebration of 25th Anniversary

OptimumBank Holdings (NYSE American: OPHC), the parent company of OptimumBank, announced that its leadership team will ring the Opening Bell at the New York Stock Exchange on Monday, Oct. 27, 2025, to commemorate the Bank’s 25th anniversary. Chairman Moishe Gubin will be joined on the NYSE Trading Floor by executives, board members, and team leaders to celebrate 25 years of growth, resilience, and community-focused service across Florida and beyond. Gubin called the milestone a defining moment, reflecting on the Bank’s evolution from a small community lender in Broward County to a billion-dollar institution. The ceremony will begin at 9:30 a.m.…

TuesdayOct 14, 2025 2:02 pm

QualityStocksNewsBreaks – Why OptimumBank Holdings Inc. (NYSE American: OPHC) Is ‘One to Watch’

OptimumBank Holdings (NYSE American: OPHC) is a single bank holding company that owns 100% of OptimumBank, a community bank headquartered in Fort Lauderdale, Florida. “OptimumBank offers relationship-driven banking available in person, by phone, and online, serving both local and international clients by offering an alternative to the high fees and impersonal service of larger institutions,” reads a recent article. “Driven by disciplined execution and a commitment to local relationships, OptimumBank has experienced substantial organic growth, positioning itself as one of the fastest-growing community banks in the region. The company has surpassed $1 billion in total assets and remains focused on scaling…

WednesdayOct 08, 2025 12:00 pm

OptimumBank Holdings Inc. (NYSE American: OPHC) Posts $3.6M Q2 Earnings, Surpasses $1bn in Assets, Will Showcase Achievements at National Conferences

OptimumBank’s Q2 2025 earnings reached $3.6 million, with deposits growing at a double-digit annualized pace. The Bank now proudly exceeds $1 billion in total assets. Chairman Moishe Gubin to present third-quarter highlights at the LD Micro Main Event XIX in San Diego, October 19-21. OptimumBank will sponsor and attend the Jewish National Fund Global Conference in Hollywood, Florida, October 23-26. The Bank recently sponsored the 2025 Brokers Expo in New York, underscoring outreach to small businesses. OptimumBank Holdings (NYSE American: OPHC), a bank holding company that owns 100% of community bank OptimumBank, headquartered in Fort Lauderdale, Florida, is stepping onto…

WednesdaySep 10, 2025 10:30 am

OptimumBank Holdings Inc. (NYSE American: OPHC) Is ‘One to Watch’

OptimumBank has delivered record earnings and profitability, with 2024 net income of $13.1 million and Core ROAE above 23 percent, all achieved without credit losses for the past seven years. The company expects to surpass $1.2 billion in assets by the end of 2025 and projects continued growth to $1.5 to $1.6 billion by year-end 2026, supported by a clean balance sheet and no exposure to long-dated, low-yield bonds. OptimumBank achieved SBA Preferred Lender status in just over two years and grew its SBA lending program from zero, demonstrating rapid execution and small business demand. Strategic investments in a new…

TuesdaySep 09, 2025 12:00 pm

OptimumBank Holdings Inc. (NYSE American: OPHC) Reports Higher Q2 Earnings as Deposits and Margins Expand

OptimumBank Holdings, Inc. posted Q2 2025 net earnings of $3.6 million, or $0.31 per basic share. Net interest margin rose to 4.32%, reflecting improved deposit pricing and asset yields. Total deposits increased by $25.93 million in the quarter, reaching $878.87 million. Noninterest income rose to $1.83 million, supported by loan sales and prepayment fees. Capital levels remain strong, with Tier 1 Capital to Total Assets at 11.89%. OptimumBank Holdings (NYSE American: OPHC), a single bank holding company that owns 100% of community bank OptimumBank, headquartered in Fort Lauderdale, Florida, reported higher earnings and positive financial results for the second quarter…

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