OptimumBank Holdings Inc. (NYSE American: OPHC) Reports Higher Q2 Earnings as Deposits and Margins Expand
OptimumBank Holdings, Inc. posted Q2 2025 net earnings of $3.6 million, or $0.31 per basic share. Net interest margin rose to 4.32%, reflecting improved deposit pricing and asset yields. Total deposits increased by $25.93 million in the quarter, reaching $878.87 million. Noninterest income rose to $1.83 million, supported by loan sales and prepayment fees. Capital levels remain strong, with Tier 1 Capital to Total Assets at 11.89%. OptimumBank Holdings (NYSE American: OPHC), a single bank holding company that owns 100% of community bank OptimumBank, headquartered in Fort Lauderdale, Florida, reported higher earnings and positive financial results for the second quarter…
