QualityStocksNewsBreaks – OptimumBank Holdings, Inc. (NYSE American: OPHC) Reports Record Fourth Quarter and Full-Year 2025 Earnings
OptimumBank Holdings (NYSE American: OPHC) reported net earnings of $4.85 million, or $0.42 per basic share and $0.21 per diluted share, for the fourth quarter of 2025, marking the strongest quarter in the company’s history and reflecting continued balance sheet expansion and margin improvement. For the full year ended Dec. 31, 2025, the company generated net earnings of $16.64 million, or $1.42 per basic share and $0.71 per diluted share, driven primarily by a $7.90 million increase in net interest income and a $2.15 million rise in noninterest income. During the quarter, total assets reached $1.11 billion, gross loans grew 17.83% to $958.79 million,…