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Calpian, Inc. (CLPI) Thrives at the Heart of E-Commerce

Operating at the heart of electronic commerce, Calpian is a publicly traded company with corporate offices in Dallas, Texas, operating centers in Georgia, New York, and Illinois, and mobile payments and emerging market operations offered through its subsidiary in India.

The company’s Indian subsidiary provides its prepaid mobile payment solution, Money-on-Mobile, to more than 157,000 Indian retail locations. Since its inception in April 2012, Money-on-Mobile has been accessed by more than 67.5 million unique phone number customers. The solution continues to grow rapidly, with participating store growth rate and processed transaction volume increasing each month.

In addition to offerings through its Indian subsidiary, Calpian’s wholly owned Calpian Commerce subsidiary provides an integrated suite of payment processing services and related software-enabling products to the merchant community. Calpian Commerce offers credit and debit card processing, ACH, mobile acceptance, and gateway payment solutions to U.S. merchants operating in a brick-and-mortar business environment and/or over the Internet, as well as in settings that require wired and wireless/portable payment solutions. Calpian Commerce’s products and services are provided through three delivery chains: a direct sales team, ISOs, and agent banks.

Calpian is headed by a management team that boasts more than 70 years of combined experience in the payments business. Company CEO Harold Montgomery is a recognized industry leader who has been entrusted to provide expert testimony on payments-related issues to the U.S. Congress and Federal Reserve Bank; he also appears regularly in various industry publications, including Transaction World Magazine.

For more information about Calpian, visit www.calpian.com

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