Life Lessons
One-third of U.S. adults have no life insurance, according to recent research. That may not actually be such a big deal. Not everyone needs life insurance. What’s truly alarming is a finding that most people who already have life insurance may not have enough coverage to help prevent the financial hardships that many families face when a major breadwinner dies unexpectedly. The uninsured families are probably aware that they lack coverage. It’s the underinsured families who run the risk of finding out too late that they didn’t have enough insurance. Most adults only have group coverage through an employer. Although…