OptimumBank Holdings Inc. (NYSE American: OPHC) Reshapes Capital Structure as Institutional and Insider Alignment Deepens
OptimumBank Holdings, Inc. completed a multi-step modernization of its capital structure at year-end 2025. AllianceBernstein increased its long-term economic exposure while maintaining governance balance through preferred equity. The company simplified its Series B Preferred Stock to improve transparency and comparability for investors. Capital changes were designed to reduce structural complexity, versus deliver economic benefits to management. Fully diluted tangible book value stood at approximately $4.97 per share as of the third quarter of 2025. Management views the streamlined capital framework as supportive of continued asset growth beyond $1.1 billion. OptimumBank Holdings (NYSE American: OPHC), a community and business bank serving…